The Dangers of Self-Insured Trucking Companies
As formidable a foe as an insurance company can be, a trucking company that chooses to insure itself can be even tougher to deal with. Some companies set aside a certain amount of revenue in order to protect themselves from lawsuits. Many times, an officer of the company will be dispatched to deny your claim. These people differ from insurance adjustors in many ways, the most significant being that adjusters are licensed. As aggressive as they might be, at least adjustors are expected to conform to a certain standard of ethics.
An officer with a self-insured trucking company has no such constraints. As a result, many of them have gained a reputation for acting dishonestly and being exceedingly difficult to negotiate with. A self-insured trucking company officer more than likely gets paid in part through a profit-sharing program. When such a company loses a personal injury or wrongful death lawsuit, those profits are lessened. Therefore, the officer loses money when that happens so he or she will do whatever it takes to make sure you lose your case. Self-insurers have often resorted to underhanded tactics in an effort to kill cases, such as tampering with or altering evidence, threatening victims, and bullying witnesses.
If you feel that a self-insurer has threatened you in any way, a truck accident lawyer will put a stop to it. The attorneys at our Law Office know how to use litigation to convince self-insured companies to negotiate in good faith. More on this website
Never Trust a Truck Driver
While we all would like to think that all people are honest, the fact is that a lot of people aren’t. This can be especially true in the case of a truck driver who is responsible for an injury-causing accident. The driver basically has a very strong incentive to lie and claim that the wreck was your fault. Truck drivers who are found negligent in causing an accident are often fired from their jobs and with that kind of black mark on their record, it can be extremely difficult for them to find other similar employment. So in order to protect their livelihood, they may see no other choice but to lie especially when you consider the state of both the economy and job market. These people may otherwise be trustworthy and honorable people, but when it comes to protecting their ability to provide for their families, it’s not surprising that some of them will resort to lying. In order to obtain the compensation you deserve for the injury you’ve suffered due to a truck driver’s negligence, you’ll need help to prove he or she is not telling the truth.
The attorneys with our Law Office are extremely adept at investigating accidents and collecting the necessary evidence to expose the lies of a truck driver. Our attorneys have interviewed thousands of witnesses in the last two decades, so we have learned how to ask the right questions and uncover the truth.